All Benefits & Features
5X Membership Rewards® Points
Earn 5X Membership Rewards® points on flights and prepaid hotels when you book at AmexTravel.com.‡ So you can turn a summer trip to Madrid into a winter escape to Miami.‡American Express Global Lounge Collection®
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market‡1.
1As of 3/2023$200 Hilton Statement CreditNEW
Enroll your Business Platinum Card through American Express and get up to $200 in statement credits per calendar year (up to $50 per quarter) for eligible purchases made directly with a property in the Hilton portfolio on the Business Platinum Card. Hilton for Business program membership is required. If you do not already have a Hilton for Business account, you will be registered for one at the time you enroll in the benefit. The Hilton for Business program offers additional travel value such as access to discounted rates, travel management tools, and loyalty benefits. To learn more about Hilton for Business, visit HiltonForBusiness.com.‡$200 Airline Fee Credit
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.1‡
1American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.$199 CLEAR® Plus Credit
CLEAR® Plus helps get you to your gate faster at 50+ airports nationwide. CLEAR uses unique facial attributes to help its Members move faster through security at select airports, stadiums, and entertainment venues nationwide. You can cover the cost of a CLEAR Plus Membership1 with up to $199 in statement credits per calendar year after you pay for CLEAR Plus with your Business Platinum Card.‡
1Excluding any applicable taxes and fees. Subject to auto-renewal.Fine Hotels + Resorts® Program‡
When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel,‡ you’ll receive a suite of benefits with an average total value of $5501 in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points,‡ or use Pay with Points,‡ on prepaid stays.
1Average value based on Fine Hotels + Resorts bookings in 2023 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available, $100 credit towards eligible charges (which vary by property), guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.Fee Credit for Global Entry or TSA PreCheck®
Stay focused on getting where you need to go. Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Business Platinum Card®. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck. Each Additional Card on eligible Card accounts is also eligible for one statement credit for an application fee for a five-year membership every 4 years for Global Entry or every 4.5 years for TSA PreCheck. To receive the statement credit, the application fee must be charged on the eligible Additional Card.
To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.‡No Foreign Transaction Fees¤
No matter where you're traveling, when you use your Business Platinum Card® there are no foreign transaction fees.‡Marriott Bonvoy® Gold Elite Status
As a Business Platinum Card Member, you can upgrade to Marriott Bonvoy® Gold Elite status without meeting any stay requirements. Terms and limitations apply.‡Hilton Honors™ Gold Status
With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points.‡ Enrollment Required.Car Rental Privileges
Business Platinum Card Members enjoy complimentary premium status for a number of car rental programs as well as additional benefits and discounts. Business Platinum Card Members can view their specific Car Rental Privileges online by logging into their American Express account. Card Members have the choice to enroll in Avis Preferred®, Hertz Gold Plus Rewards®, and/or National Car Rental® Emerald Club Executive. Business Platinum Card Members are required to provide a code when booking a car rental to receive benefits such as free upgrades and discounts. Card Members must enroll through their American Express online account using their eligible Card. Terms and limitations apply.‡Business Platinum Travel Service
Platinum Travel Consultants specialize in providing custom itineraries and tailored recommendations to help you make the most of your travels.‡Trip Delay Insurance
If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, Trip Delay Insurance‡ can help reimburse certain additional expenses purchased on the same Eligible Card, up to $500 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.1
1Coverage is provided by New Hampshire Insurance Company, an AIG Company.Trip Cancellation and Interruption Insurance
If you purchase a round-trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, we may be able to help. Terms, conditions and limitations apply.1‡
1Coverage is provided by New Hampshire Insurance Company, an AIG Company.Earn 1.5X Points‡
Earn 1.5X Membership Rewards® points for every dollar spent (an extra half point per dollar) on eligible purchases at U.S. Construction material and hardware suppliers, U.S. Electronic goods retailers and software & cloud system providers, U.S. shipping providers, or each eligible purchase of $5,000 or more. Earn 1.5X on up to $2 million of these purchases per calendar year. To learn more about spending categories, visit www.americanexpress.com/rewards-info
Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.Shop Dell Technologies
Enroll and get up to $200 in statement credits semi-annually on U.S. purchases with Dell Technologies on the Business Platinum Card through 6/30/25.‡Build Your Team with Indeed
Build your team, grow your business. Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back.‡Adobe Creative Solutions
Enroll and get up to $150 in statement credits for eligible annual prepaid business plan purchases of Adobe Creative Cloud for teams or Adobe Acrobat Pro for teams on the Business Platinum Card through 6/30/25.1
1Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.Wireless Credit
Enroll and get up to $120 in statement credits per year for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $10 back per month.‡Preferred Access
With Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability.‡ For more information, please visit americanexpress.com/entertainment.Car Rental Loss and Damage Insurance♦
As a Card Member, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.Global Dining Access by Resy
Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Business Platinum Card® to your Resy profile. Learn more at resy.com/globaldiningaccess, or log into your Resy Account at Resy.com or the Resy iOS app to take advantage.‡Baggage Insurance Plan♦
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.Premium Global Assist® Hotline‡
With Premium Global Assist® Hotline‡, when you travel more than 100 miles from home, we can provide you with 24/7 medical, legal, financial or other select emergency coordination and assistance services. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers.Pay Over Time‡
The Pay Over Time feature lets you carry a balance with interest on eligible charges up to your Pay Over Time Limit.
How it works:- Eligible charges will be automatically added to a Pay Over Time balance, up to the Pay Over Time Limit.
- You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business.
- You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.‡
No Preset Spending Limit
Whatever the needs are for your business, No Preset Spending Limit is designed to help you get it done. The more you consistently use your Card and regularly make payments, the more your spending power could grow. The amount you can spend adapts based on factors such as your purchase, payment, and credit history. No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.‡Cashflow and Payback Period
Your Business Platinum Card® can be a valuable cashflow management tool for your business. Depending on when you make a purchase on your Card, you have between 25 to 53 days to pay with no interest if you have paid the prior month’s statement balance and current statement balance in full by the due date.Employee Cards
Employee Cards: Earn Membership Rewards® points.‡ Set boundaries. Stay up to date.
Think of Employee Cards as another tool you can use to stay on top of your expenses. Let employees buy what they need within limits‡ you set. You'll earn points on their eligible purchases and receive real-time alerts to help you know who’s spending and where.‡ The Platinum Business Card comes with an Employee Card option with no annual fee.Connect to QuickBooks®
Streamline expenses from your enrolled Business Card when your transactions from the Business Platinum Card are sent to your QuickBooks.‡Online Statements
View your purchase history, prepare reports, and budget your expenses.Account Manager
Don't have time to worry about Employee Cards? Assign a trusted employee as an Account Manager‡ with Full Access to add new Employee Cards for you. Your Account Manager can set spending limits‡ and track the amount each employee spends with simple graphs available in their American Express Online Account.Year-End Summary
Organizing your finances can be a time-consuming task. That's why we provide a Year-End Summary‡ of charges as one of the many features of managing your account online. You can analyze your annual expenses in pie or bar charts by categories like travel and restaurants. You can also download your information to print or save for a later date in PDF or Excel. With your charges itemized in one place, the Online Year-End Summary is a great tool you can rely on to help prepare for your taxes and manage your spending. Learn more at americanexpress.com/yes.Vendor Pay by Bill.com‡
You can make the most out of paying your business bills. Enhance cash flow management and take advantage of Card benefits when you use your Card to pay bills with Vendor Pay by Bill.com. Take advantage of Vendor Pay by Bill.com by enrolling your Card. With the Basic plan, there is no monthly fee for the first user and no fee for a second user for six months. After six months, the second user will have a fee of $15 per month. Additional fees may apply based on plan type and number of users.Cell Phone Protection
With Cell Phone Protection1, you can be reimbursed, the lesser of, your repair or replacement costs following damage or theft for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period, when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.‡
1Coverage is provided by New Hampshire Insurance Company, an AIG Company.Extended Warranty♦
With Extended Warranty♦ you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.Purchase Protection♦
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.*
*Up to $10,000 per Covered Purchase, up to $50,000 per calendar year.Dispute Resolution
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡