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Bank of America® Premium Rewards® Elite Credit Card
75,000 online bonus points offer — a $750 value
Plus, get up to $570 in combined Airline Incidental, TSA PreCheck®/Global Entry, and Lifestyle Statement Credits
$550 annual fee and no foreign transaction fees†
Review rates and fees†
Review rates and fees†
Card Details
75,000 bonus points offer
75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening
Get up to $570 in automatic statement credits
Receive up to $300 annually in Airline Incidental Statement Credits for qualifying purchases such as seat upgrades, baggage fees, airline lounge fees and in-flight services
Receive up to $150 annually for lifestyle conveniences including video streaming services, food delivery, fitness subscriptions and rideshare services
Receive up to $120 in statement credits for either Global Entry or TSA PreCheck® application fees, every four years
Earn unlimited points with flexible rewards
Earn unlimited 2 points for every dollar spent on travel and dining purchases and unlimited 1.5 points per dollar on all other purchases. There's no limit to the points you can earn, and points don't expire as long as the account remains open.
You choose how you want to be rewarded. Redeem your points for travel, cash back, a statement credit, distinctive experiences or gift cards.
Airfare savings, travel and lifestyle perks
Save 20% on domestic or international airfare for any class when you pay with points
Enjoy free unlimited access to airport lounges and experiences worldwide with up to 4 complimentary Priority Pass™ Select Memberships
Complimentary 24/7 Full-Service Concierge to book your travel, dinner reservations, event tickets and more
Earn even more rewards
Bank of America Preferred Rewards® members earn 25%-75% more points on every purchase.
That means you could earn 2.5 to 3.5 points on travel and dining purchases and 1.87 to 2.62 points on all other purchases, for every $1 you spend.
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Interest Rates & Fees Summary†
Introductory APR
None
Standard APR
20.24% - 28.24%
variable
Annual Fee
$550
Balance Transfer Fee
4%
of each transaction†
†Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.
Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.
Rewards
75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening
Earn unlimited 2 points for every $1 spent on travel and dining purchases
Earn unlimited 1.5 points for every $1 spent on all other purchases
Bank of America Preferred Rewards® members earn 25%-75% more points on every purchase. That means you could earn up to 2.5 to 3.5 points on travel and dining purchases and 1.87 to 2.62 points on all other purchases, for every $1 you spend.
No limit to the points you can earn and points don't expire as long as the account remains open
Calculate your rewards
Use our rewards calculator to see where your points can take you…
You choose how you want to be rewarded. Redeem your points for travel, cash back, a statement credit, distinctive experiences or gift cards.
Travel: Get 20% savings on airfare paid for with points through the Bank of America Travel Center or the Concierge. Or use points to book car rental and hotel accommodations.
Cash back: Redeem your points for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts or as a statement credit to your credit card.
Concierge: Redeem points for travel, experiences, event tickets and more through our full-service Concierge.
Gift Cards: Choose brand-name gift cards from top retailers and restaurants.
Premium Rewards Elite Benefits
Full Service Concierge
Open the door to unique experiences, find tickets to top sports and entertainment events, book travel, make dinner reservations and more with complimentary 24/7 Premium Rewards® Elite Visa Infinite® Concierge service.
Airport Lounge Access
Enjoy free unlimited access to airport lounges and experiences worldwide with your complimentary Priority Pass™ Select Memberships.
Visa Infinite Luxury Hotel Collection
Enjoy benefits at premium hotels, including late checkouts, free breakfast daily for two, automatic upgrades and more. (some benefits based on availability)
Visa Infinite Car Rental Benefits
Get VIP amenities, complimentary status upgrades and discounts with Avis®, Hertz® and National®.
Travel Protections
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delay, lost luggage reimbursement, roadside assistance, and emergency evacuation and transportation. Learn more
Security & Features
Stay Protected
We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions. Footnote [1] Learn more at the Security Center Opens in a new window
Contactless Chip Technology
Simply tap to pay where you see the Contactless Symbol. You can make purchases quickly, easily and securely at millions of locations. Learn more about Contactless Chip Technology opens in a new window
Balance Connect® for overdraft protection
An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply. Footnote [2]
Paperless Statement Option
Opt for paperless credit card statements and increase account security while reducing paper consumption.
Digital Wallet Technology
Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay. Learn more about Digital Wallets Technology opens in a new window
Online & Mobile Banking
Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more. Footnote [3]
Account Alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid. Footnote [4]
FICO® Score
Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking. Footnote [5] Learn More about Free FICO Credit Score opens in a new window
You can also call 800.932.2775
Priority code: TC0375
Priority code: TC0375
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