美国可信度较高的慈善组织

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年底节假日多，你可能会收到很多慈善组织寄来的宣传单、或者在线捐赠平台的捐赠请求。尽管受到疫情影响，很多募捐活动都无法举办了，还是会有很多人选择在 11 月 12 月这个 giving season 献出爱心。为了让爱心发挥最大的效用，你得了解哪些慈善组织是可信的。

三个慈善监督机构

BBB Wise Giving Alliance

要获得 BBB Wise Giving Alliance 的认可，该慈善组织必须满足平台的 20 个标准，包括充足的董事会监督和强有力的利益冲突政策，以及要求其至少将其总支出的 65％用于慈善项目，并且举办筹款活动的花费不得超过筹款额的 35％。

Charity Watch

Charity Watch 使用 ABCD 为慈善组织打分，要获得 A 级评分，该慈善组织须将至少 75% 的筹款用于支持其慈善项目，也就是你捐的大部分钱都用到了实处。

Charity Navigator

Charity Navigator 更专注于评价该慈善组织的财务健康状况、问责制度和透明度，然后对该组织给出 1-4 星的评价。

捐款小贴士

确认是否可抵税。慈善捐赠多数可抵税，但你还是要在 IRS 网站确认。
直接捐款。如果有筹款公司募捐，并承诺他们会交予某慈善组织，你完全可以跳过这个筹款公司，直接向慈善组织捐款，这样保证你的爱心能最大程度用在实处，而不是被筹款公司花掉。
留意手续费。在线捐赠平台和众筹网站通常会收取各种名目的手续费，或者是你刷信用卡时收取交易费。你可以寄支票、或银行划账的方式捐款，避免手续费。
查看慈善机构的隐私权政策。如果你不想被无休止的捐款呼吁所困扰，那么捐款时要仔细阅读隐私权政策，检查该组织是否会将你的联系方式出售。
留意名字相像的慈善组织。一些低评分的慈善组织与高评分的慈善组织名称相似，比如高评分的 Breast Cancer Research Foundation，和低评分的 United Breast Cancer Foundation 。
考虑向慈善监督机构捐款。他们也是慈善团体。

可信度较高的慈善组织

综合三个评分平台，下面是总体来说获得高评分的一些慈善组织，以及获得至少两家平台低评分的慈善组织。如果你收到慈善组织的宣传单，也可以利用上面说的三个平台查看它的信誉度。

慈善目标	信誉度高的慈善组织	信誉度较低的慈善组织
动物福利	American Humane (Washington, D.C.)	Gentle Giants Draft Horse Rescue (Mount Airy, Md.)
	PetSmart Charities (Phoenix)	Noah’s Lost Ark (Berlin Center, Ohio)
	Wildlife Conservation Society (Bronx, N.Y.)	Redwings Horse Rescue & Sanctuary (Lockwood, Calf.)
视障、听障人群	Guide Dog Foundation for the Blind (Smithtown, N.Y.)	Heritage for the Blind (Brooklyn, N.Y.)
	Hearing Health Foundation (New York City)	Macular Degeneration Association (Sarasota, Fla.)
	Helen Keller International (New York City)
	National Federation of the Blind (Baltimore)
	Prevent Blindness (Chicago)
癌症	Breast Cancer Research Foundation (New York City)	Cancer Survivors’ Fund (Missouri City, Texas)
	Cancer Research Institute (New York City)	Childhood Leukemia Foundation (Brick, N.J.)
	National Pediatric Cancer Foundation (Tampa, Fla.)	Children’s Leukemia Research Association (Garden City, N.Y.)
	Ovarian Cancer Research Alliance (New York City)	United Breast Cancer Foundation (Huntington, N.Y.)
	Prevent Cancer Foundation (Alexandria, Va.)	Walker Cancer Research Institute (Aberdeen, Md.)
儿童和家庭援助	Hispanic Federation (New York City)	Abandoned Children’s Fund (Santa Rosa, Calf.)
	Marine Toys for Tots Foundation (Triangle, Va.)	Committee for Missing Children (Lawrenceville, Ga.)
	Prevent Child Abuse America (Chicago)	Find the Children (Santa Monica, Calf.)
	Ronald McDonald House Charities (Oak Brook, Ill.)
	Unbound (Kansas City, Kan.)
环境保护	Earthworks (Washington, D.C.)
	Sierra Club Foundation (Oakland, Calif.)
	Water.org (Kansas City, Mo.)
	World Resources Institute (Washington, D.C.)
健康医疗	American Kidney Fund (Rockville, Md.)	Defeat Diabetes Foundation (Madeira Beach, Fla.)
	Children’s Health Fund (New York City)	Heart Center of America (Knoxville, Tenn.)
	Lupus Research Alliance (New York City)	National Caregiving Foundation (Dunkirk, Md.)
	Michael J. Fox Foundation for Parkinson’s Research (New York City)	United Cerebral Palsy (Washington, D.C.)
	National Hemophilia Foundation (New York City)
国际救济与发展	Catholic Relief Services (Baltimore)	Aid for Starving Children (Windsor, Calif.)
	International Medical Corps (Los Angeles)	Mercy Chefs (Portsmouth, Va.)
	International Rescue Committee (New York City)	Salesian Missions (New Rochelle, N.Y.)
	Rotary Foundation of Rotary International (Evanston, Ill.)
	United Methodist Committee on Relief (Atlanta)
心理健康	The Arc of the United States (Washington, D.C.)	Autism Spectrum Disorder Foundation (Schererville, Ind.)
	Brain & Behavior Research Foundation (New York City)
	Mental Health America (Alexandria, Va.)
	National Alliance on Mental Illness (Arlington, Va.)
警察支援	Concerns of Police Survivors (Camdenton, Mo.)	American Federation of Police & Concerned Citizens (Titusville, Fla.)
		National Association of Chiefs of Police (Titusville, Fla.)
		United States Deputy Sheriff’s Association (Wichita, Kan.)
退伍军人	Gary Sinise Foundation (Woodland Hills, Calif.)	Disabled Veterans National Foundation (Lanham, Md.)
	Homes for Our Troops (Taunton, Mass.)	Help Heal Veterans (Winchester, Calif.)
	National Military Family Association (Alexandria, Va.)	Military Order of the Purple Heart Service Foundation (Annandale, Va.)
	Operation Homefront (San Antonio)	Paralyzed Veterans of America (Washington, D.C.)
	Wounded Warriors Family Support (Omaha, Neb.)	Veterans Support Foundation (Silver Spring, Md.)
青少年发展	Boys & Girls Clubs of America (Atlanta)	California Police Youth Charities (Sacramento, Calif.)
	Girls Inc. (New York City)	Kars4Kids (Lakewood, N.J.)
	National 4-H Council (Chevy Chase, Md.)

参考链接

Consumer Reports: Best and Worst Charities for Your Donations
Charity Watch: Top-Rated Charities

Fan Zhao

Fan Zhao：爱烘培爱省钱的精明叻叻俏主妇。

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